We can help you find a better deal on your mortgage, since they usually have connections to many lenders at once. We use our network to find better rates and other mortgage options.
FIND OUT MOREMortgage Magic can guide you through the complexities of the mortgage process, making it less stressful.
Mortgage Magic is already connected to several lenders, and will know what options are likely available to you.
Mortgage Magic will act in your best interests and try to get the best possible rate available for you.
Mortgage Magic understand the mortgage world better than most people, and can help guide you in the right direction.
Finding the perfect home for you is a dream come true, but you could be in for a rude awakening if you're not ready to pounce when you find it. Our advice is based on experience in the mortgage industry and we are dedicated to helping you achieve your goal of owning a home.
* all deals are different. Additional supporting documentation may be required.
Providing you have decent credit, you can buy a house in Ontario with as little as 5% down… as long as it’s not an income property. You can buy your primary residence, a second home for a relative, a home for your kids, a cottage, etc… all with as little as 5% down.
For example, if you are purchasing a home for $800,000, you’ll need 5% on the first $500,000 ($25,000), and then 10% of the additional $300,000 ($30,000) for a total of $55,000 down. Note that buying with less than 20% down will require mortgage default insurance (CMHC).
Simply complete application process with us, we will acknowledge when we receive it, and then we’ll get back to you within 6 business hours to let you know how much you will qualify for and offer you one of the best mortgage rates around. It’s that simple!
As mortgage brokers we deal with many different mortgage lenders, we are constantly sourcing out lenders offering the lowest rates. We get them competing for YOUR business! Market rates are not acceptable to us and they shouldn’t be acceptable to you either. We’re about saving you money on your mortgage. Money that is better left in your pocket, as opposed to your banks.
Even bank employees know they can get better rates than the banks in many cases! That’s why so many of them come to us. We highly advise that contact us 90 days in advance of your renewal date. Typical processing time with no stress is 3 to 4 weeks in advance. Have a renewal coming up in less than 30 days? No problem, we can still do it, but you need to START THE PROCESS NOW! This is an absolutely free service for qualified borrowers.
There are many reasons people want to refinance their homes. When it’s time to pull equity out of your house to put it to good use and/or necessities, we can make this as painless as possible for you. Our goal is to provide you with a better Mortgage experience than you will get anywhere else!
These are all good reasons to call us +1 (647) 829-9206 and/or Start the Application Process Now or email us. You’ll know within 02 business days if you qualify. Some situations may take a bit longer.
Looking for a certified mortgage broker in Toronto?
Mortgage Magic can help you find the best mortgage available based on your financial situation.
This program helps make homeownership more affordable for people who haven't ever owned a home.
We have been assisting clients with obtaining privately funded mortgages Toronto since many years.
Our assistance with securing loans for home purchasing, refinancing, and guidance for the application process.
Our services involve financing options for purchasing, refinancing, or developing commercial properties.
This short-term loan program is designed for homeowners looking to remodel or renovate an existing property.
We have been helping clients in Toronto, acquire first and second mortgages for a variety of different reasons.
A debt consolidation loan may help you pay off higher-interest debt by combining multiple balances into one payment.
We'll explain you how to boost your chances of mortgage acceptance, and how to narrow down the right deal for you.
Do you require a quick cash coan? In this situation, you can use one of the many emergency cash loans available.
If you’re looking for a mortgage to buy a home, Mortgage Magic can help you find the best rate available.
Many people typically renew their mortgage with us after 5 years on similar terms and without too much hassle.
Reverse mortgage is one of the most underused mortgage solutions, designed to help homeowners of 55 years or older.
For those who have bad credit, looking for a mortgage can seem like an uphill battle to find a lender.
We got that you can fall on hard times. We can help you find reputable alternative lender (B lenders) and private lenders.
When your mortgage’s 5 years term matures, it’s time to renew it. Explore our detailed guide on How to Renew Your Mortgage.
It helps determine one’s affordability of a potential mortgage and an idea of a price range in which to purchase a home.
People fall on hard times for any reasons. We do not judge, we do not discriminate. No matter what the circumstances.
It is a type of credit that enables you to tap into funds at a much lower rate than credit cards or personal loans.
If you happen to fall into property tax arrears, you should be contacting our office as soon as possible!
We can provide the financial counselling you would otherwise not expect to receive from a mortgage related transaction.
Looking for a mortgage expert in Toronto? Look no further than Mortgage Magic!
Discover what our satisfied clients have to say about their mortgage experiences.
“The service and personal attention we received from Mostofa Haque was exceptional and beyond what we were expecting! As first time home buyers everything was new to us, he was there for us every step of the way. I'm glad we chose his services and would recommend Mostofa to anyone buying a home.”
“I had a great experience getting my mortgage loan because the process was smooth and straightforward. The team was knowledgeable and responsive, answering all my questions promptly. Overall, their support and professionalism made a significant difference.”
“I refer all of my clients to Mortgage Magic, and I trust their work so much that I have obtained all of my own loans through them as well. They do an exhaustive search to get you the best rate and find the best mortgage program available. Their ability to structure solutions and find advantageous financing sets them apart.”
“No reason to look anywhere else for a mortgage broker - they're just the best and there's no comparison. Anything you need from them, any questions you might have, just reach out and they'll drop everything to help you. Whether you're buying a house or looking to refinance, your first step should always be reaching out to Mostofa Huque.”
“Mostafa was exceptional when it came to communication. He was easy to get ahold of when we needed to ask questions, and she worked well with us to gather and convey information effectively and accurately. Thank you Mostafa for doing such a great job.”
