Mortgage rates and rules are continuously changing, and mortgage financing is therefore becoming more complicated. What was easily approved just a year ago may not be today. There is no better time to use a Mortgage Agent and benefit from our expertise and reputation to get the best deal for you. We search over 25 lenders promotions and products to get you the best rate, terms and options for your situation. Get in touch with us today to speak to one of our experienced agents.

A credit report is a history of how consistently you pay your financial obligations. It is created when you first borrow money or apply for credit and is built over time.

The companies that lend or collect money or issue credit cards (banks, finance companies, credit unions, retailers, etc.) send credit reporting agencies specific and factual information about their financial relationship with you. Details, such as when you opened up your account, timeliness of your payments and if you have gone over your credit limit are shown in full.

Applying for a residential mortgage can be an exciting but daunting process, especially if you’re a first-time homebuyer. Before you start the application process, there are several important factors to consider to ensure you make an informed decision.

What happens to your mortgage when you pass away in Canada? Is someone else obligated to pay off the remaining balance of your mortgage or does the lender seize the property? Considering that the average amortization period for buying a home is 25 years, it is crucial to think about the big picture and issues that can arise down the road.